TERMS AND CONDITIONS

Last updated: 28 October 2024

IMPORTANT NOTICE

These Terms and Conditions constitute a legally binding agreement. Please read them carefully before purchasing or using any Services. By accessing the Website or purchasing any Course, Programme, mentoring, coaching, or related Service, you confirm that you have read, understood, and agree to be bound by this Agreement.

1. INTRODUCTION

1.1 [www.mf.club](http://www.mf.club) (the “Website”) is operated by MF.CLUB (“we”, “us”, “our”).

1.2 These Terms and Conditions, together with our Privacy Policy and Refund Policy (together, the “Agreement”), govern your access to and use of the 

Website and any Services offered through it.

1.3 If you do not agree to these Terms, you must not access the Website or purchase any Services.

2. DEFINITIONS

In this Agreement, unless the context otherwise requires:

“Agreement” means these Terms and Conditions together with the Privacy Policy and Refund Policy;

“Courses” means any online, hybrid, or in-person courses, mentoring, coaching programmes, masterminds, events, or training offered by us;

“Services” means any services, products, Courses, content, memberships, mentoring programmes, or events offered via the Website;

“User”, “you”, or “your” means any person accessing the Website or purchasing Services;

“We”, “us”, or “our” refers to MF.CLUB;

“Website” means [www.mf.club](http://www.mf.club) and any associated domains or successor sites;

“User Account” means an account created by you to access our Services.

3. INTERPRETATION

3.1 Words in the singular include the plural and vice versa.

3.2 References to any statute or regulation include any amendment or re-enactment.

3.3 Headings are for convenience only and do not affect interpretation.

4. ELIGIBILITY AND SCOPE

4.1 You must be at least 18 years old to use the Website or purchase Services.

4.2 These Terms apply to all Services unless expressly stated otherwise in writing.

4.3 Third-party services are governed by their own terms and we accept no responsibility for them.

5. ELECTRONIC COMMUNICATIONS

By using the Website or communicating with us electronically, you consent to receiving communications from us electronically, including notices, agreements, and updates.

6. SERVICES

6.1 We provide online content, Courses, mentoring programmes, live and recorded training, events, podcasts, and related educational and business development Services.

6.2 We reserve the right to modify, suspend, or discontinue any Service at any time.

7. CHANGES TO TERMS

We may amend these Terms at any time. Continued use of the Website or Services after changes are published constitutes acceptance of the updated Terms.

8. USER CONTENT

8.1 You are solely responsible for any content you submit.

8.2 You must not submit unlawful, abusive, defamatory, misleading, discriminatory, or infringing content.

8.3 We reserve the right to remove content or suspend access without notice.

9. PAYMENT AND ORDERS

9.1 All prices are as stated at the time of purchase.

9.2 By placing an order, you warrant that all information provided is accurate.

9.3 Payment must be received in full before access to Services is granted.

10. NO REFUNDS FOR NON-ENGAGEMENT OR NON-ATTENDANCE (CRITICAL CLAUSE)

10.1 All sales are final unless expressly stated otherwise in writing.

10.2 By purchasing any Course, mentoring programme, coaching programme, event, or Service, you acknowledge and agree that:

a) Your results and value derived from the Service depend substantially on your personal participation, attendance, preparation, and engagement;

b) We are not responsible or liable where you fail to attend, log in, participate, complete assigned work, engage with mentoring, or otherwise make full use of the Service;

c) No refund, credit, chargeback, or partial refund shall be due where you:

* fail to attend scheduled sessions or events;

* do not log in or access the materials;

* choose not to participate or disengage from the programme;

* fail to complete required or recommended work;

* claim lack of results arising from your own non-engagement.

10.3 Non-attendance, partial attendance, or lack of participation does not constitute cancellation, termination, or grounds for refund.

10.4 You expressly waive any right to a refund on the basis of non-use, non-attendance, or dissatisfaction arising from your own failure to engage fully in the process.

11. ONLINE COURSES AND EVENTS

11.1 Access to live or recorded content is provided only for the period stated.

11.2 We are not obliged to extend access where you fail to attend within the allotted timeframe.

11.3 If technical issues arise on our side, reasonable alternative access may be provided at our discretion.

12. USER RESPONSIBILITIES

You agree not to:

* misuse the Website or Services;

* copy, distribute, or share content;

* impersonate others or act fraudulently;

* interfere with Website security or functionality.

13. INTELLECTUAL PROPERTY

All content is owned by or licensed to us. Unauthorised use may result in immediate termination, forfeiture of access, and legal action.

14. DISCLAIMER – NO GUARANTEE OF RESULTS

14.1 We make no guarantees regarding results, income, success, or outcomes.

14.2 Any testimonials or examples are illustrative only and not guarantees.

15. LIMITATION OF LIABILITY

15.1 Services are provided on an “as is” and “as available” basis.

15.2 To the maximum extent permitted by law, we exclude all liability for indirect or consequential losses.

15.3 Our total liability shall not exceed the amount paid by you for the relevant Service.

16. INDEMNITY

You agree to indemnify and hold us harmless from any claims arising from your breach of this Agreement.

17. TERMINATION

17.1 We may suspend or terminate access at any time.

17.2 Upon termination, no refunds shall be due.

18. CONFIDENTIALITY

We will treat your information confidentially except where disclosure is required by law.

19. THIRD-PARTY LINKS

We are not responsible for third-party websites or content.

20. GOVERNING LAW AND JURISDICTION

This Agreement shall be governed by the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction.

21. FORCE MAJEURE

We are not liable for delays or failures caused by events beyond our reasonable control.

22. ASSIGNMENT

We may assign this Agreement without your consent.

23. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between the parties.

24. CONTACT

For questions, contact: [support@mattfiddes.com]